Real Estate in Spain

Ways to Obtain a Residence Permit in Spain in 2025

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Spain has long been attracting those who dream of change and a new life in Europe. In the era of global mobility and digital technology development, immigration becomes a real choice for many. If you are wondering how to obtain a residence permit in Spain, this material will help you understand the nuances of the process and choose the optimal way, whether it’s a golden visa, a digital nomad visa, a startup visa, or a program for financially independent individuals.

Golden Visa and Real Estate Investments

One of the most popular methods for investors is obtaining a golden visa. This option is designed for those willing to make significant investments in the Spanish economy through the purchase of real estate worth at least 500,000 euros. This method not only provides legal residence in 2025 but also opens up the prospect of obtaining permanent residency in Spain.

Key advantages of the program:

  • freedom of movement within the Schengen Area;
  • the possibility to legally invite family members to live together;
  • flexibility in the requirements for permanent residency, allowing the investor not to stay constantly in the country;
  • accelerated processing procedure, significantly reducing the waiting time.

Proper documentation for residency in Spain and transparent confirmation of capital sources are the key to successful immigration, allowing the investor to gain double benefits – financial stability and the opportunity to start a new life in Europe. Additionally, many investors note that the process of purchasing real estate becomes an excellent opportunity not only to obtain residency but also to form a diversified investment portfolio.

Residency in Spain for Financially Independent Individuals

For those who prefer not to work in the local market but have stable income from foreign sources, there is a residency program in Spain for financially independent individuals. This option allows enjoying all the benefits of the country (from quality healthcare to high-level education) without the need to comply with labor legislation requirements.

This path is particularly popular among individuals whose income comes from investments, rental income, or other sources, making it attractive for affluent immigrants seeking comfort and stability.

Digital Nomad Visa

The modern pace of life requires flexibility, which is why the digital nomad visa is becoming increasingly popular. The program is designed for professionals working remotely, who can collaborate with foreign companies.

The main condition is having a stable contract and regular income, allowing the issuance of a residence permit for up to one year with the possibility of extension. The visa not only enables efficient work in a dynamic environment but also immerses individuals in the unique atmosphere of Spanish culture, promoting personal and professional growth.

Startup Visa Spain

Young entrepreneurs and innovators in Spain will find their niche in the startup visa program. The method is aimed at launching new business projects that can make a significant contribution to the local economy. Obtaining the visa opens up opportunities for business operation and legal immigration, allowing entrepreneurs to implement ambitious projects in the context of a rapidly developing European economy.

Documents for Residency in Spain

Regardless of the chosen method, successful residency acquisition in Spain requires careful preparation of the following documents:

  • valid passport with a long expiration date;
  • proof of stable income (bank statements, tax declarations, etc.);
  • medical insurance valid in Spain;
  • official certificate of no criminal record, certified by the relevant authorities;
  • additional documents specific to the chosen program (e.g., property purchase contract for the golden visa).

Professional support from immigration law specialists and careful study of all requirements of migration services help minimize the risk of rejection and simplify the process of obtaining residency in Spain.

Taxation and Rights of Spanish Residents

When planning a move, it is important to consider not only the ways to obtain residency but also taxation issues in Spain, which will be relevant after obtaining residency. An investor applying for residency in 2025 should be aware that the tax resident status obliges them to declare all worldwide income if they spend more than 183 days in the country in a year.

For golden visa holders, tax obligations depend on actual residence in the country. However, there are preferential tax regimes for new residents, allowing a reduction in fiscal burden in the first years of residence.

Residents also gain access to a free healthcare system, educational institutions, the ability to open bank accounts, and favorable conditions for conducting business, making real estate investments an even more attractive and profitable way to obtain legal status in the country.

How to Obtain Residency in Spain in 2025

In conclusion, it can be said that 2025 offers a wide range of opportunities for those dreaming of a new life in Spain. The ways to obtain residency vary from traditional investment programs to modern options for remote workers and entrepreneurs.

It is important to choose the path that matches your financial capabilities and life priorities. Thorough document preparation and compliance with all requirements will allow for a successful immigration process. Moreover, many note that legalizing residency becomes not only a legal process but also a chance to expand social circles, acquire new cultural connections, and discover the amazing world of European traditions.

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Premium is not a sign at the entrance or a glossy magazine in the lobby. It starts with the question of what premium-class housing is, but ends with an answer in details: in architecture, engineering, infrastructure, location, and the feeling of space.

This market segment does not sell square meters — it creates an environment where every step is well thought out, from the view from the window to the Wi-Fi access point in the elevator. To understand where the line between “expensive” and “thoughtful” lies, it is worth delving deeper into numbers, projects, and examples.

Architecture that Speaks Volumes

Understanding what premium-class housing is helped by the architectural concept. The project does not replicate mass standards but dictates uniqueness — facades are finished with natural stone, ceramic granite, aluminum panels. The building declares its status even before entering.

Author’s architecture is used in the premium segment. Ceiling height ranges from 3.2 to 3.8 m, panoramic glazing, enlarged spans — every element emphasizes that standards are not applicable here.

Finishing and Engineering: Not Cosmetics, but Technology

Premium-class housing does not allow typical solutions. The development of engineering systems starts at the concept stage. Ventilation is supply and exhaust with filtration and humidification. Heating is convective or radiant, with point control.

Finishing is done according to the design project: natural stone in bathrooms, engineered wood in living areas, seamless stretch ceilings. “Smart home” systems are installed with remote control capabilities.

Finishing in premium means readiness for move-in without construction work. Apartments with full finishing include not only repairs but also built-in appliances and furniture.

Location and Surroundings: Not Just an Address, but a Point of Attraction

Location is a strategic variable in assessing premium-class real estate. Projects are concentrated in central districts of metropolises or in ecologically clean areas with well-thought-out logistics.

Walking distance to business centers, cultural sites, parks, embankments, and transport hubs is a basic characteristic. The developer selects not just a plot but an environment that enhances the value of the property.

Difference Between Business and Premium Housing

Premium stands out for personalization, delicate privacy, and technology. Business class may have standard layouts, while premium offers individual solutions with sound insulation up to 56 dB, soundproof partitions, and built-in storage systems.

Service level: in premium, security and concierge work 24/7, there are lounge areas, wine rooms, meeting rooms. The number of apartments per floor is 2–4. In business class, it can be up to 10.

Premium Class vs Elite Class: Where the Line Is Drawn

The premium-class housing segment is often confused with elite. The difference lies in the details: premium maintains a balance between functionality and prestige, while elite transitions into exclusivity.

The difference between premium and elite housing is expressed in scales: in the elite segment, construction of 8–12 apartments is possible, with apartments starting from 200 m², and panoramic views are mandatory. In premium, the area starts from 60–70 m², while comfort and finishing are not compromised.

Elite differs in location: it is often old buildings or mansions in secured areas. Premium includes multi-apartment buildings with limited access and a high level of security.

Classification of High-Budget Housing in Spain

In Spain, expensive real estate is traditionally divided into three categories: business, premium, and elite. Each reflects not only the price range but also expectations regarding the quality of architecture, finishing level, technical equipment, and surroundings.

ClassAverage AreaFinishingPrice (per m²)
Business60–100 m²basic or white boxfrom €3,000 (Malaga, Alicante)
Premium100–180 m²designer, with appliancesfrom €6,000 (Barcelona, Madrid)
Elitefrom 180 m²individual project, turnkeyfrom €10,000 (Marbella, Ibiza)

This division helps developers form targeted sales strategies, and buyers find it easier to navigate the characteristics of the property: from engineering and service to location format and privacy level.

What Is Premium-Class Housing: Specific Characteristics

The premium segment is defined not by square footage but by spatial logic and comfort technology. Here, it’s not about the form but how it’s adapted to the owner’s lifestyle scenario.

The market records basic characteristics of premium class that influence demand:

  1. Expanded layouts with master bedrooms and walk-in closets.
  2. Separate storage rooms and laundry areas.
  3. Large windows with warm aluminum profiles.
  4. Balconies or terraces, even in central districts.
  5. Lifts with individual card access.
  6. Panoramic views — river, historic center, green areas.

Premium-class real estate offers a holistic concept of living in enhanced comfort, not just a set of square meters.

Parking, Infrastructure, and Regional Differences

Premium-class housing includes parking as a mandatory project element. Spaces are widened (from 2.8 m), individual storage systems (boxes) are used, and two-level mechanisms are often applied. In some projects, there is direct lift access to the parking area via a card.

Infrastructure is deployed within the complex: gym, yoga spaces, cafes, pet zones, and children’s clubs.

Documentation, Project, and Developer Requirements

The developer must present not just visualization but detailed technical documentation: site plan, architectural project, insolation calculation, facade passport, security systems, finishing specifications.

Project requirements: compliance with premium-class parameters according to the Unified Register of Developers (URD). Without this, the property will not be positioned in the upper segment.

Important: the project includes precise calculations of network loads, noise absorption levels, and population density. The buyer receives not abstract housing but a legally described and technically verified product.

What Is Premium-Class Housing: Differences from Other Classes

Premium class is not just a more expensive version of the business segment but a separate development philosophy. It sets new quality standards where every element contributes to the sense of status and comfort.

Main features:

  1. Location: central districts, prestigious areas, pedestrian access to social, cultural, and transport facilities.
  2. Architecture: unique facades, author projects, premium materials.
  3. Area: from 70 m², focusing on master bedrooms, walk-in closets, and separate bathrooms.
  4. Engineering: smart climate control systems, ventilation, leak and access protection.
  5. Finishing: designer turnkey renovation using European brands.
  6. Parking: underground parking with security system, possibility of installing electric chargers.
  7. Infrastructure: complex autonomy, presence of commercial and entertainment areas inside.
  8. Developer: well-known brands with proven reputation (e.g., MR Group, Donstroy, RBI, PSN Group).

All these parameters form a solid understanding of what premium-class housing is — as a self-sufficient ecosystem where every element is carefully considered.

What Is Premium-Class Housing: Conclusions

The market is shifting: instead of ostentatious luxury, buyers seek rational premiumness. In this context, understanding what premium-class housing is becomes crucial: it’s not about square footage, price, or gilded finishes. It’s a project that addresses specific needs — from privacy to ecology, from engineering to logistics. This is why real estate in this segment remains stable even during market fluctuations. Demand is sustained by quality, not advertising positioning.

Sunny Spain with its cosy coastlines, temperamental culture and high quality of life is ideal for relocation. The opportunity to live by the sea and enjoy the mild climate attracts thousands of people every year. But realising this dream is not easy: you need to understand the legal nuances, research the cost of living and choose the best way to relocate. To understand how to move to Spain for permanent residence, it is important to prepare a clear plan, take into account all aspects and comply with the legal requirements of the country.

Moving to Spain: how to choose the best way to move to Spain

It is important to choose the appropriate way to obtain residency status. The government offers several legalisation options, each with its own advantages and limitations. The answer to the question of how to move to Spain for permanent residence depends on the applicant’s goals, income level and life circumstances.

The main ways of obtaining a residence permit:

  1. Work visa. This option is suitable for those who have received an offer of employment from a Spanish company. It is important that the employer makes the appropriate application to the migration authorities. It is also possible to travel independently through starting a business.
  2. Investment visa (golden visa). Investment in the Spanish economy entitles you to a residence permit. The minimum investment amount is 500,000 euros, e.g. in the purchase of property.
  3. Family reunification. If relatives are already legally residing in the country, it is possible to apply for reunification. This requires proof of financial independence and availability of accommodation.
  4. Study residence permit. Students receive a temporary residence permit for the period of their studies. This status allows you to work up to 20 hours per week, and after completing your studies you can apply for a work visa.
  5. Retirement IOU. Pensioners with sufficient means of living and health insurance can also obtain a residence permit.

How to get a residence permit in Spain: steps and documents

Obtaining permanent residence is the final stage, which requires fulfilment of several mandatory conditions. In order to understand how to move to Spain for permanent residence, it is necessary to take into account that the process takes at least five years and involves the fulfilment of a number of formalities:

  1. Residence in Spain for at least five years. During this period, it is necessary to maintain residency status and comply with migration regulations.
  2. Document preparation. The list includes income certificates, tax returns, health insurance and proof of stable financial situation.
  3. Language proficiency. A B2 or higher Spanish language proficiency certificate is required for application.
  4. Integration. Demonstrating social engagement, participation in local activities and knowledge of the country’s culture will help to get a favourable decision.

The application is accompanied by a thorough review of all documents submitted. After successful completion of the stages, the applicant is given the opportunity to reside legally on the peninsula on a permanent basis.

Cost of living in Spain: what to consider when moving to Spain

Financial preparation plays an important role in the relocation process:

  1. Housing. Renting a flat in the centre of Barcelona or Madrid will cost an average of 1000-1500 euros per month. More affordable options can be found in Valencia (700-900 euros). Buying real estate is also popular among those moving: the average price per square metre in the capital is about 4000 euros.
  2. Nutrition. Products in Spain are relatively inexpensive. The cost of a set of meat, vegetables, bread and milk is about 120-150 euros per person. Outside the house, prices are much higher: lunch in a restaurant costs 15-30 euros.
  3. Transport. Metro and bus fares cost 1.5-2 euros. For motorists, petrol costs approximately €1.5 per litre, and parking in city centres reaches €2 per hour.
  4. Health care. Public clinics provide services on the basis of insurance, the payment for which depends on income. Private policies cost between 50 and 150 euros per month and offer a wider range of services.

Taxes in Spain: what is important to know before you move to live in Spain

The state’s financial system is based on progressive taxation, which applies to both local residents and foreign nationals living in the country for more than 183 days a year. For those planning to move to Spain for permanent residence, it is important to understand the structure of taxes, their rates and ways to optimise expenses.

Personal income tax

The IRPF rate ranges from 19% to 47% depending on the level of earnings. For example:

  1. Income up to €12,450 is taxed at a rate of 19%.
  2. Income between 20,200-35,200 euros – 30 per cent.
  3. For high incomes over €60,000, the rate reaches 47 per cent.

Foreigners with an investment visa or temporary residence permit who do not spend more than six months on the peninsula can benefit from non-resident tax status and pay a flat rate of 24%.

Property tax

Homeowners pay an annual IBI (Impuesto sobre Bienes Inmuebles) tax. Its rate is 0.4-1.1% of the cadastral value of the property. For landlords, there is an additional commission on rental income.

VAT and capital taxes

Spain applies a standard VAT of 21%, with reduced rates (10% and 4%) for certain goods and services. Capital gains tax (IRNR) is levied on the sale of real estate and ranges from 19% to 23%.

The best regions in Spain: where to move for permanent residence

The choice of where to live plays a key role in adaptation and quality of life. The country offers a variety of locations, each with its own characteristics, climatic conditions and costs:

  1. Barcelona. A cosmopolitan metropolis with developed infrastructure, international schools and many cultural events. The average cost of renting a home is 1200-1500 euros, and buying a flat will cost around 4000 euros per square metre. Barcelona is suitable for those who appreciate the urban rhythm of life and proximity to the sea.
  2. Madrid. The capital of Spain is the business and cultural centre of the country. The best universities and offices of the largest companies are located here. The average rent is 1000-1400 euros per month. Madrid is chosen by those looking for career opportunities and a high level of comfort.
  3. Valencia. A city on the Mediterranean coast with more affordable prices. Renting a flat costs 700-900 euros, and property prices are lower than in Barcelona or Madrid. Valencia attracts with its warm climate, developed infrastructure and moderate rhythm of life.
  4. Andalucía. A southern region with a mild climate, historical sites and affordable housing. Seville and Malaga are popular destinations for those who appreciate traditional Spanish culture and low costs.

The challenges of moving: what to consider

To understand how to move to Spain for permanent residence, it is important to consider the following aspects:

  1. Spanish bureaucracy is known for its slowness. It can take several months to apply for a visa, residence permit or permanent residence permit. Planning and utilising the services of immigration specialists can help to shorten the timeframe.
  2. Knowledge of Spanish plays a key role in integration. In big cities you can find an English-speaking community, but in smaller communities it will be difficult without this skill.
  3. High housing costs and taxes can be a barrier for many. Financial planning and searching for more affordable regions can help optimise costs.
  4. Moving to another country is accompanied by the need to adapt to the local culture and way of life. The Spanish value family values, siesta and a relaxed attitude to work, which may surprise new residents.

Results

How to move to Spain for permanent residence? It is necessary to choose the best way to obtain a residence permit, prepare documents, calculate the budget and decide on the region. The country offers a lot of opportunities for a quality life, but success depends on careful preparation and adaptation to local conditions.