How to buy property in Madrid: a step-by-step guide

Life under the Spanish sun beckons many, but the fiesta is not always cloudless. The advantages of life in Spain for Russians seem obvious, but there are pitfalls too. Let’s find out what awaits Russian-speaking emigrants in the Pyrenees: from bright advantages to unexpected difficulties.

Why move to Spain?

The country attracts with its stable climate, cultural diversity and high quality of life. But what makes the advantages of living in Spain for Russians particularly convincing? Let’s take a closer look.

Sunny climate and unique atmosphere

The Spanish sun illuminates life more than 300 days a year. The average annual temperature stays around 20°C, and winters are mild and rarely bring sub-zero temperatures. In Andalusia, for example, winter temperatures rarely drop below 10°C, while in the Canary Islands you can swim in the ocean all year round. Summers, although hot, are easily tolerated thanks to sea breezes and siesta habits.

This climate has a positive effect on health and mood. The Mediterranean air is saturated with iodine and sea minerals, which is good for the respiratory system and skin. Local residents look younger than their age, and the incidence of joint and cardiovascular diseases is much lower than in countries with cold climates.

The pros of living in Spain for Russians in climatic terms are undeniable. Here siesta is not laziness, but a wise adaptation to the heat. Local shops and establishments close for a couple of hours in the afternoon, allowing people to escape the heat and return to business refreshed and rested.

Education and opportunities for children

The Spanish educational system offers Russian families many advantages and prospects. Public schools offer free tuition, while private institutions offer programmes with in-depth study of foreign languages. Many schools offer bilingual classes in Spanish and English, which helps students adapt more quickly.

Russian children easily fit into the learning process due to the friendly atmosphere and support from teachers. In the primary grades, the emphasis is on personal development rather than rote learning, which reduces children’s stress levels and helps them discover their talents. Teachers actively use interactive teaching methods, excursions and practical lessons.

After school, Russian children have access to prestigious European universities such as the University of Barcelona and Madrid Polytechnic University. Higher education in Spain is cheaper than in the USA or the UK, but the quality remains at a high level.

Fundamental advantages of living in Spain for Russians

Spain isn’t just about beaches and sightseeing. The perks of life include a developed infrastructure, quality medicine and a high level of security.

Convenient infrastructure and transport

Spain offers one of the best infrastructures in Europe. The country ranks 7th in the world for the quality of its transport system. Autobahns, high-speed trains and convenient metro provide easy travelling both between and within cities.

AVE high-speed trains allow you to get from Madrid to Barcelona in just 2.5 hours. Subways in major cities run on a regular schedule and cover all major neighbourhoods. Public transport is affordable: a monthly metro pass in Madrid costs around 55 €, while a bus journey costs 1.5 €.

Infrastructure includes modern hospitals, schools, sports complexes and shopping centres. There are parks, recreation areas and cycle paths in every neighbourhood of the major cities. Travelling around Spain is easy thanks to a clear signposting and navigation system.

Minuses of living in Spain for Russians

But not everything is so perfect in the Pyrenees. The advantages of life in Spain for Russians can pale into insignificance because of bureaucracy, high taxes and cultural differences.

Difficulties in adaptation and job search

The country is not always favourable for employment opportunities. Many professions require proof of qualifications and salaries are lower than in Northern Europe. Employers often look for specialists fluent in Spanish and English.

Russians face bureaucratic difficulties in obtaining work permits. On average, the process takes 3 to 6 months. High competition in the labour market and the seasonality of some professions add to the difficulties.

High property prices

The Spanish property market offers both opportunities and challenges for Russian emigrants. In large cities such as Barcelona, Madrid or Valencia, the cost of housing is significantly higher than in provincial regions. The average price per square metre in Barcelona is about 2500 €, and in Madrid – 3000 €. At the same time on the Costa Blanca you can find options for 1500-1700 € per square metre.

Renting accommodation also requires significant costs. A one-bedroom flat in the centre of Barcelona will cost about 1000-1200 € per month. On the outskirts of the city prices can be lower – from 700 to 900 €. Spaniards traditionally prefer to buy housing using a mortgage, the terms of which are considered quite favourable. The interest rate on mortgages in Spain is about 2-3% per annum, but banks require confirmation of stable income and the presence of a down payment.

The advantages of living in Spain for Russians in terms of property are in the variety of offers and the ability to choose housing on their budget.

Emigration to Spain: how to prepare for the move

Preparing for emigration is not just about suitcases and tickets. In order for the advantages of life in Spain for Russians to become a reality, it is necessary to plan each stage of the move carefully. Spanish bureaucracy requires patience, and integration into a new culture requires flexibility and openness.

Necessary steps

Moving to Spain will be easier if you prepare in advance for all aspects of life in your new country. Here are some basic steps that will help you avoid unpleasant surprises:

1. Visa and residence permit. A D-visa and residence permit will be required for long-term residence. Popular options are student visa, investor visa or residence permit.
2. Finding a place to live. Decide whether you will buy or rent a flat. Make sure the accommodation meets your requirements and budget.
3. Learning Spanish. Knowing Spanish will make it easier to adapt and find a job. You can start learning before you move by using online courses and apps.
4. Financial preparation. Open a Spanish bank account and transfer some money there for everyday expenses. Note that you may need income documents to open an account.
5. Search for a job or educational institution. Prepare a resume in Spanish and English, research job openings, and send responses in advance. If your move is related to your studies, apply to a university or school.

Conclusion

The advantages of living in Spain for Russians are obvious: a stable climate, quality medicine, a safe life and prospects for children. The country offers a unique combination of a European standard of living and a warm southern atmosphere. But the difficulties of adaptation, bureaucracy and high housing costs can be a serious challenge.

Emigration to Spain is suitable for those who are ready to learn the language, integrate into the local community and enjoy the measured rhythm of Spanish life. Moving to the Pyrenees is an opportunity to live in the sunshine, surrounded by a culture and traditions that inspire new endeavours.

Sunny Spain with its cosy coastlines, temperamental culture and high quality of life is ideal for relocation. The opportunity to live by the sea and enjoy the mild climate attracts thousands of people every year. But realising this dream is not easy: you need to understand the legal nuances, research the cost of living and choose the best way to relocate. To understand how to move to Spain for permanent residence, it is important to prepare a clear plan, take into account all aspects and comply with the legal requirements of the country.

Moving to Spain: how to choose the best way to move to Spain

It is important to choose the appropriate way to obtain residency status. The government offers several legalisation options, each with its own advantages and limitations. The answer to the question of how to move to Spain for permanent residence depends on the applicant’s goals, income level and life circumstances.

The main ways of obtaining a residence permit:

1. Work visa. This option is suitable for those who have received an offer of employment from a Spanish company. It is important that the employer makes the appropriate application to the migration authorities. It is also possible to travel independently through starting a business.
2. Investment visa (golden visa). Investment in the Spanish economy entitles you to a residence permit. The minimum investment amount is 500,000 euros, e.g. in the purchase of property.
3. Family reunification. If relatives are already legally residing in the country, it is possible to apply for reunification. This requires proof of financial independence and availability of accommodation.
4. Study residence permit. Students receive a temporary residence permit for the period of their studies. This status allows you to work up to 20 hours per week, and after completing your studies you can apply for a work visa.
5. Retirement IOU. Pensioners with sufficient means of living and health insurance can also obtain a residence permit.

How to get a residence permit in Spain: steps and documents

Obtaining permanent residence is the final stage, which requires fulfilment of several mandatory conditions. In order to understand how to move to Spain for permanent residence, it is necessary to take into account that the process takes at least five years and involves the fulfilment of a number of formalities:

1. Residence in Spain for at least five years. During this period, it is necessary to maintain residency status and comply with migration regulations.
2. Document preparation. The list includes income certificates, tax returns, health insurance and proof of stable financial situation.
3. Language proficiency. A B2 or higher Spanish language proficiency certificate is required for application.
4. Integration. Demonstrating social engagement, participation in local activities and knowledge of the country’s culture will help to get a favourable decision.

The application is accompanied by a thorough review of all documents submitted. After successful completion of the stages, the applicant is given the opportunity to reside legally on the peninsula on a permanent basis.

Cost of living in Spain: what to consider when moving to Spain

Financial preparation plays an important role in the relocation process:

1. Housing. Renting a flat in the centre of Barcelona or Madrid will cost an average of 1000-1500 euros per month. More affordable options can be found in Valencia (700-900 euros). Buying real estate is also popular among those moving: the average price per square metre in the capital is about 4000 euros.
2. Nutrition. Products in Spain are relatively inexpensive. The cost of a set of meat, vegetables, bread and milk is about 120-150 euros per person. Outside the house, prices are much higher: lunch in a restaurant costs 15-30 euros.
3. Transport. Metro and bus fares cost 1.5-2 euros. For motorists, petrol costs approximately €1.5 per litre, and parking in city centres reaches €2 per hour.
4. Health care. Public clinics provide services on the basis of insurance, the payment for which depends on income. Private policies cost between 50 and 150 euros per month and offer a wider range of services.

Taxes in Spain: what is important to know before you move to live in Spain

The state’s financial system is based on progressive taxation, which applies to both local residents and foreign nationals living in the country for more than 183 days a year. For those planning to move to Spain for permanent residence, it is important to understand the structure of taxes, their rates and ways to optimise expenses.

Personal income tax

The IRPF rate ranges from 19% to 47% depending on the level of earnings. For example:

1. Income up to €12,450 is taxed at a rate of 19%.
2. Income between 20,200-35,200 euros – 30 per cent.
3. For high incomes over €60,000, the rate reaches 47 per cent.

Foreigners with an investment visa or temporary residence permit who do not spend more than six months on the peninsula can benefit from non-resident tax status and pay a flat rate of 24%.

Property tax

Homeowners pay an annual IBI (Impuesto sobre Bienes Inmuebles) tax. Its rate is 0.4-1.1% of the cadastral value of the property. For landlords, there is an additional commission on rental income.

VAT and capital taxes

Spain applies a standard VAT of 21%, with reduced rates (10% and 4%) for certain goods and services. Capital gains tax (IRNR) is levied on the sale of real estate and ranges from 19% to 23%.

The best regions in Spain: where to move for permanent residence

The choice of where to live plays a key role in adaptation and quality of life. The country offers a variety of locations, each with its own characteristics, climatic conditions and costs:

1. Barcelona. A cosmopolitan metropolis with developed infrastructure, international schools and many cultural events. The average cost of renting a home is 1200-1500 euros, and buying a flat will cost around 4000 euros per square metre. Barcelona is suitable for those who appreciate the urban rhythm of life and proximity to the sea.
2. Madrid. The capital of Spain is the business and cultural centre of the country. The best universities and offices of the largest companies are located here. The average rent is 1000-1400 euros per month. Madrid is chosen by those looking for career opportunities and a high level of comfort.
3. Valencia. A city on the Mediterranean coast with more affordable prices. Renting a flat costs 700-900 euros, and property prices are lower than in Barcelona or Madrid. Valencia attracts with its warm climate, developed infrastructure and moderate rhythm of life.
4. Andalucía. A southern region with a mild climate, historical sites and affordable housing. Seville and Malaga are popular destinations for those who appreciate traditional Spanish culture and low costs.

The challenges of moving: what to consider

To understand how to move to Spain for permanent residence, it is important to consider the following aspects:

1. Spanish bureaucracy is known for its slowness. It can take several months to apply for a visa, residence permit or permanent residence permit. Planning and utilising the services of immigration specialists can help to shorten the timeframe.
2. Knowledge of Spanish plays a key role in integration. In big cities you can find an English-speaking community, but in smaller communities it will be difficult without this skill.
3. High housing costs and taxes can be a barrier for many. Financial planning and searching for more affordable regions can help optimise costs.
4. Moving to another country is accompanied by the need to adapt to the local culture and way of life. The Spanish value family values, siesta and a relaxed attitude to work, which may surprise new residents.

Results

How to move to Spain for permanent residence? It is necessary to choose the best way to obtain a residence permit, prepare documents, calculate the budget and decide on the region. The country offers a lot of opportunities for a quality life, but success depends on careful preparation and adaptation to local conditions.